Q: How long do you have to pay credit card after opt out?

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Q: How long do you have to pay credit card after opt out?

A: As far as I know, card issuers do not put a time limit on how long you have to pay off your balance once you've opted out. As long as you are making the required payments, on time, you won't have to meet a particular deadline for payoff. This assumes, of course, that the card issuer is not conditioning the opt-out decision on a full payment.

Indeed, some card issuers require that customers pay off the entire balance -- in full -- as a condition of opting out. In this scenario, you're forced to pay off the balance if you want to reject the new terms. If you can't pay off the balance in full, then you'll be forced to accept the new terms.
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